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Pothole damaged your tyre? How to claim

Last updated 6 June 2026
A pothole in a wet road that can damage car tyres and wheels

Key takeaways

If a pothole damages your tyre or wheel, you can claim from the authority responsible for the road (usually the local council, or National Highways for motorways and major A-roads). Photograph the pothole and damage, note the location, keep receipts, and report it.

If a pothole damages your tyre or wheel, you can make a claim against whoever is responsible for that road. For most roads that's the local council; for motorways and major A-roads it's National Highways. Success isn't guaranteed, but good evidence gives you the best chance, and reporting the pothole also helps get it fixed for everyone else.

What pothole damage looks like

A pothole strike can damage more than just the tyre. Look for:

How to claim, step by step

The strength of your claim rests almost entirely on the evidence you gather at the scene:

  1. Stop safely and check the car; don't keep driving on a bulging or flat tyre.
  2. Photograph everything, the pothole (with something for scale), the damage, and the location.
  3. Note the details: road name, date, time and direction of travel.
  4. Report the pothole using the GOV.UK report a pothole service, which directs you to the right authority.
  5. Keep all receipts for repairs or replacement tyres and wheels.
  6. Submit your claim to that authority with your evidence.

Will the claim succeed?

Authorities can defend claims if they show they had a reasonable inspection and repair regime in place, so it's not automatic. In practice, a claim is stronger if the pothole was large, clearly hazardous, and ideally already reported by others, which suggests the authority had a chance to fix it. Even where a claim is refused, it's usually worth making, and you can challenge a refusal or take it further if you believe the road was negligently maintained. Good photos with something for scale are what turn a weak claim into a credible one.

Who to claim against

The claim goes to the highway authority responsible for that specific road, not your own insurer (unless you'd rather claim on your policy and risk the excess and no-claims). For ordinary roads that's the local council; for motorways and major trunk A-roads in England it's National Highways. The GOV.UK reporting tool helps identify the right body. Claiming against the authority rather than your insurer means a successful claim doesn't affect your premium, which is usually the better route for tyre and wheel damage.

Get the tyre sorted first

Safety comes before paperwork. We'll replace a pothole-damaged tyre at your location across the UK and give you an itemised invoice for your claim. See our broken tyre service or book now.

Rescue Tyres

Written by Hiwad Yarkhil

Hiwad Yarkhil is the founder of Rescue Tyres, a 5.0-rated mobile tyre-fitting service. He and the team repair and replace tyres at the roadside, at homes and at workplaces across the UK every day. This guide reflects what they see on real callouts and current UK tyre law. Need a hand? Book a mobile fitter.

Frequently asked questions

Can I claim for pothole tyre damage?
Yes, from the authority responsible for the road, usually the local council, or National Highways for motorways and major A-roads. Strong photo evidence and a report of the pothole help your case.
What evidence do I need for a pothole claim?
Photos of the pothole (with something for scale) and the damage, the exact location, date and time, plus receipts for the repair or replacement. Report the pothole too, as it creates a record.
Who is responsible for pothole damage to my car?
The highway authority for that road: the local council for most roads, or National Highways for motorways and major A-roads. You claim directly against whichever one maintains the road.
Will claiming for a pothole affect my insurance?
Not if you claim against the highway authority rather than your insurer. That route avoids your excess and protects your no-claims, which is usually better for tyre and wheel damage.
What if my pothole claim is refused?
Authorities can defend claims by showing a reasonable inspection regime. You can challenge a refusal, especially with strong evidence the pothole was large, hazardous and previously reported.
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